Welcome Making Sense of Cents Readers!
Personal finance, engineered for
Carry is a financial platform designed to help business owners like you manage your finances more effectively. Our platform includes financial education from the world’s leading money experts and intuitive retirement plans, such as our IRAs and Solo 401k.
All of these features are included in one simple membership.
Do you ever feel like you’re so busy working ON your business that it’s hard to find the time to focus on mastering your finances?
Maybe you’ve been thinking things like…
“I know that I need to setup my retirement and investment accounts but I’m worried that I’ll make a mistake and end up losing money or the process will take forever“
“I know I should be taking my finances more seriously, but I don’t even know where to start“
“I feel stuck, overwhelmed, and procrastinate because it feels like everyone else is MILES ahead of me when it comes to understanding money”
“It seems like there are so many strategies and tips that I SHOULD know but I don’t have the fancy accountants or lawyers to point me in the right direction”
What entrepreneurs say about using Ocho
Here’s everything you get with an Carry membership
Carry is an annual membership that includes:
Ownership of an Carry Solo 401k plan, contribute up to $66,000 for 2023, and invest in any asset class with tax-free compounding.
Access to Carry’s entire library of on-demand finance and business courses (including all summit replays). Plus join in on our live webinars and AMAs with guest experts.
Carry IRAs (Roth + Traditional) You’ll get immediate access to both accounts on any plan.
Personalized Financial Plans Starting at the end of May, access a custom financial plan built by our financial advisors for your specific financial situation and goals (only available on our Professional Plan).
“Ask an Advisor”
Get advice from our team of financial experts (only available on our Professional Plan).
Onboarding, compliance, and tax-filing support. Get help from our world class support team any time you need assistance.
Carry is the ultimate hub for business owners looking to learn how to manage and grow their money without the overwhelm.
Money is a tool, and we’re going to show you how to use it to feel in control, less stressed about your finances, and learn new strategies to double down on the areas that are most important to you.
Carry is for every business owner.
Tax optimization strategies based on business types and scenarios
What type of business to set up (LLC, S-Corp, C-Corp)
Trust and estate formation
The best ways to save and invest for retirement
In addition to life-time access to all sessions from Independent Money Live 2023…
Get access to our growing library of in-depth finance courses, taught by the world’s leading money experts and business founders.
Carry continuously adds new trainings to our hub on a regular basis that you can watch on-demand anytime you’d like. Here’s a small taste of what’s inside.
But it’s more than just training. As part of your membership, you’ll also get access to…
Carry is your all-in-one platform.
View and manage all of your accounts, savings, and investments from one central dashboard. Keep track of all your contributions, make investments using our integrated brokerage, and get a detailed overview of your portfolio performance.
Join Carry today!
Carry was started by entrepreneurs who understand how difficult it can be when you’re starting to learn how to operate, manage, and maximize your finances.
We’ve learned a lot of lessons the hard way, and now have access to incredible mentors and want to make learning about finances accessible.
Meet some of the founders
Carry is created specifically FOR business owners, and all the training and platform were created with you in mind.
We know just how hard it is to find the information you need or find advice that’s specifically for business owners.
Not to mention, it’s a challenge in itself to sift through the information, translate overly complicated jargon, know what steps you need to take, or what your best option actually is for your situation.
Carry will simplify money and allow you to use it to create the life you want because you’ll finally uncover and understand all the possibilities you had never considered before.
Questions before joining?
Being a Founder Member means not only will you be one of the first to access Carry, but you’ll also get to sit in the “driving seat” with us and provide feedback on the content, and structure, and make suggestions on what you’d like to see most. You’ll also get exclusive access and join a small group of other awesome entrepreneurs that are passionate about mastering their money. Oh, we may sprinkle in a few other surprises, too
If you’re hungry to learn more about managing and growing your money as a business owner (even if you consider yourself “bad” with finances or get overwhelmed or confused), this is your community! We will be covering a wide variety of topics to help those that are just starting out build the foundations and more advanced content to help support you as you progress along your journey or for those that are ready to dive in.
Most of our content is currently tailored to the US financial system. However, there are topics that are and will be applicable no matter where you live in the world. As we have a 30-day refund, we encourage you to check out the content yourself and see if it’s the right fit for you!
Yes! You’ll have 30 days from joining the program to request a full refund, no questions asked.
Your membership will give you access to Carry for one year and will renew annually after that. You will always be able to cancel before the next payment cycle.
As this is a new membership, one of the perks of joining early is that you’ll be able to request content, resources, and topics that you want to see most. We will regularly be chatting with members to make as many of those things possible!
Carry Investment Advisors LLC is an investment advisor registered with the U.S. Securities and Exchange Commission (SEC), and uses bank-level security and state of the art encryption to keep your data and money safe. Brokerage and custody services are provided by DriveWealth LLC, a SEC registered broker-dealer and member FINRA/SIPC. SIPC, or the Securities Investor Protection Corporation, currently protects the securities and cash in your account up to $500,000 of which $250,000 may be in cash. SIPC does not protect against the market risks associated with investing. Investing in securities involves risk and there is always the potential of losing money. Asset allocation and diversification do not guarantee a profit or protect against a loss, and past performance is no guarantee of future results.
Additionally, like all 401(k) plans, your Carry Solo 401(k) is set up as a retirement trust, with you appointed as the sole trustee and plan administrator. In the unlikely event that Carry were to go out of business, your 401(k) and trust would remain in existence, and all funds would remain under your control. While Carry helps set up your solo 401(k) plan, you remain the plan administrator and trustee at all times, and Carry never has custody of your funds, meaning they are owned and titled by your 401(k) plan, not by Carry. If Carry were to close, you could choose to keep your money with DriveWealth (if you change to a new advisor) or transfer the assets to your bank account.
Apart from the flat annual subscription fee, Carry does not charge any additional fees or hidden charges, and there are no fees on your assets under management (AUM) when using the optional integrated brokerage account through Carry Advisors. You get all the premium features of Carry for one all-inclusive price. While Carry does not charge any additional fees apart from the flat annual fee, there may be fees charged by Drive Wealth, ETFs and funds you choose to invest in, and trading commissions. There may also be fees if you choose to invest through your solo 401(k) plan outside of the Carry application. Carry Advisory may also charge advisory fees at some point in the future, to future customers. Any changes to our fee structure will be communicated beforehand.
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No questions asked money-back guarantee
You can try out Carry Money for 30 days and if you feel it isn’t right for you, we have a no questions asked refund policy.